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What is i/acc

Abundance will be real. It will also be owned.

"We won't have universal basic income, we'll have universal high income." Elon Musk said that to the UK Prime Minister on November 2, 2023.

I think he is right. And I think most people will miss the part that matters.

The people who hold income-producing assets will capture it first and capture the most. i/acc, short for individual accumulationism, is the movement of builders who intend to be among them.

The case in five lines

  1. 01

    The shift has already started

    Labor's share of nonfarm business income hit 52.8% in Q2 2026, the lowest the BLS has recorded since 1947. The postwar norm was 60% to 66%.

  2. 02

    The scale of what is coming

    Goldman Sachs projects about $7 trillion added to global GDP over ten years. McKinsey estimates $2.6 to $4.4 trillion a year across 63 use cases.

  3. 03

    How UHI gets paid out

    Sam Altman's American Equity Fund collects 2.5% a year of large companies and private land, paid in shares. Not a wage. A dividend on ownership.

  4. 04

    Handouts don't build wealth

    A dividend controlled by someone else can be cut by someone else. Ownership you hold yourself cannot be voted away.

  5. 05

    Why your wealth lifts everyone

    William Nordhaus measured it: innovators keep about 2.2% of the value they create. The rest flows to consumers.

Bar chart, drawn to scale: labor's share of nonfarm business income. Postwar norm bar spans 60 to 66 percent. Q2 2026 bar at 52.8 percent, lowest since 1947. Source: BLS.
Four step flow: AI output, costs fall and output multiplies; owners, company equity and land; the fund, 2.5 percent a year paid in shares to an American Equity Fund; every adult receives a dividend. Source: Sam Altman.
Bar drawn to scale: about 2.2 percent of the value of innovation is kept by innovators; the remaining share goes to consumers. Source: William Nordhaus.

Three principles

  1. 01The individual is the unit of strength.
  2. 02Respect success. Never resent it.
  3. 03Pro-building. Against no one.

Build your share.

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Figures are from the draft article and its research brief. Verify before publishing. Not financial, legal or tax advice.